Fast Ghost WC Coverage,
Expert Guidance
We're a specialized division of Contractors Choice Agency, focused exclusively on fast, affordable ghost workers compensation insurance for independent contractors.
Why We Specialize in Ghost Policies
Contractors often need workers comp certificates fast — for a license renewal, a new project bid, or a surprise GC requirement. Traditional insurance agencies take days. We built our process around getting you covered in minutes, not days.
Ghost workers compensation policies are simple products that get complicated by agents who don't specialize in them. We've streamlined the entire process: online application, real-time quoting, instant binding, and same-day certificate delivery.
Our Commitment to You
Speed First
We built our entire process around speed. From the moment you start your application to the moment your certificate lands in your inbox, we measure every step in minutes — not days.
Carrier Quality
We only partner with A-rated and A+-rated insurance carriers. Your ghost WC policy is backed by financially strong insurers who will be there if you ever need them.
True Experts
Ghost workers comp is our specialty, not an afterthought. Our licensed advisors handle these policies every day and can answer questions regular agents struggle with.
Ready to Get Covered?
Start your instant quote now — no phone call required.